20 | The Jewelry Business Magazine David Sexton David Sexton is vice president of loss prevention consulting at Jewelers Mutual Insurance Company. Headquartered in Neenah, Wis., Jewelers Mutual is the only insurance company in the U.S. and Canada that specializes exclusively in protecting the jewelry industry and individuals´ jewelry. The following definitions apply to UL safe ratings: •  TL - tool-resistant • TRTL - torch and tool-resistant •  TXTL - explosive, torch and tool-resistant •  X6 - provides equivalent protection on all six sides of the container •  15, 30, 60 - the time frames, or networking time UL test engineers spend in attacking the safe These tests are performed under ideal laboratory conditions and unlike the conditions under which a burglar might have to operate. It’s estimated that under field conditions, the UL test would probably take three to four times longer to duplicate. The following are UL ratings for burglary-resistant safes listed in order of the relative burglary protection they offer. These UL burglar classifications signify only the door and front of the combination locked chest or safe has been performance tested. The body of the safe is not tested, therefore, limiting use to low value items is recommended. TL 15 (Plate steel) - Designed to offer protection against entry by common mechanical tools. The body of these safes is constructed on 1-inch-thick, solid open-hearth steel or of materials providing equivalent burglary protection as steel. Encasing a steel plate safe in reinforced concrete will significantly improve its resistance to a burglary attack. TL 15 (Composite) - These safes incorporate composite materials in the construction of the safe. The type and amount of composite materials determine the degree of burglary protection afforded by the container. TL 30 (Plate steel) - Offers protection against entry by common mechanical tools. Encasing a steel plate safe in reinforced concrete will significantly improve its resistance to a burglary attack. TL 30 (Composite) – Incorporates composite materials in the construction of the safe. The type and amount of composite materials determine the degree of protection afforded by the container. TRTL 30 - Designed to offer protection against entry by common mechanical tools and cutting torches. UL requires the body of this safe be encased in 3 inches of concrete (to enhance its burglary resistance), or to be constructed of a material equivalent in burglary resistance to 1 inch of steel or 3 inches of reinforced concrete. The following UL burglar classification ratings signify the combination locked chest or safe has had performance testing conducted against the entire unit and are recommended for high-value items. •  TL 15 X 6 – Designed to offer protection against entry by common mechanical tools. •  TL 30 X 6 - Offers protection against entry by common mechanical tools. •  TRTL 15 X 6 - Designed to offer protection against entry by common mechanical tools and cutting torches. •  TRTL 30 X 6 - Offers protection against entry by common mechanical tools and cutting torches. •  TRTL 60 X 6 - Designed to offer protection against entry by common mechanical tool and cutting torches. •  TXTL 60 X 6 - Offers protection against entry by common mechanical tools, cutting torches and high explosives. In the absence of a timely and reliable response to investigate any burglar alarm notification, a jeweler’s safe or vault provides the last defense of physical protection. This makes it critical to understand which burglary-resistant safe is needed as jewelers are common targets of would-be burglars. HOW SAFE IS YOUR SAFE? WHAT YOU NEED TO KNOW ABOUT BURGLARY RESISTANT SAFES